Ask the experts

Our money advisers have put together a series of Q&A articles addressing some of the common themes and questions clients bring. Click on the buttons below to read more. This page is updated on a regular basis so please check back for future articles.

5 August 2021

Discretionary Housing Payments – am I eligible?

If you’re struggling with your housing costs, you may be able to get a Discretionary Housing Payment from your local authority. Maha Khurram from our crisis navigation team explains what…

30 June 2021

Getting ‘breathing space’ from your debts

If you’re struggling to pay your debts when they become due, you may be eligible for the ‘breathing space’ scheme. Roni Marsh, Money Advice Team leader, explains how it works….

11 May 2021

Switching energy suppliers – an easy way to save money

Switching energy suppliers doesn’t have to be a lot of work and it can be an easy way to save up to hundreds of pounds a year. We asked our…

17 March 2021

Introducing the Law Centre’s new Crisis Navigation service

The Coronavirus pandemic has left many people with reduced income. If you’re struggling to pay your essential bills and your home may be at risk as a result, the Law…

16 March 2021

What you should know if you’re contacted by enforcement agents (‘bailiffs’)

Many people find the word ‘bailiff’ very frightening, and it can be stressful and upsetting to be contacted by bailiffs. We spoke to Roni Marsh, our Money Advice Team Leader,…

3 February 2021

The hidden dangers of ‘buy now pay later’ deals

The use of ‘buy now pay later’ deals, offered by companies such as Klarna, Clearpay, and LayBuy, has grown enormously over the past year, particularly with younger shoppers. However, despite…

9 December 2020

Insolvency – is it always the last resort?

Declaring yourself bankrupt is seen as a last resort for many. Eva van der Spek, money advice caseworker at the Law Centre, explains why insolvency, despite the negative stigma, can…

11 November 2020

Coronavirus – accessing the financial support you need

Coronavirus has left many households struggling to make ends meet, including those who were previously financially secure. Back in March the Chancellor Rishi Sunak vowed to do ‘whatever it takes’…

9 November 2020

Talk Money Week

It’s Talk Money Week and Roni Marsh, Debt Team Leader at the Law Centre, explains the importance of breaking the taboo and starting a conversation about money. Why is it…

21 October 2020

Help! My debts are spiralling out of control…

With the coronavirus pandemic impacting many people’s income, rising unemployment rates and average household debt of £60,403 (The Money Charity), it is no wonder that more and more people are…

If you need advice on a specific problem, please contact our money advice team today.